Fixed-income investments are an important component of almost every investment portfolio. A higher concentration of fixed income investments can be the right choice for Long Wharf clients who are retired or nearing retirement, or who want to provide for a child or grandchild’s education.
There are many reasons why selecting fixed-income investments for a portfolio make sense. For some clients whose risk threshold is low or who have a shorter investing horizon, a high concentration of risk ownership assets like stock or real estate may not be a prudent choice. With fixed-income investments, clients invest their money in instruments that have a predictable or stable interest return, issued by government entities, corporations, or financial institutions.
Many clients find great peace of mind with these types of investments, as part of a balanced portfolio, because they offer greater protection from wide market fluctuations.
Our principals work with each client to determine what role fixed-income investments should play in their investing lifecycle, and we research carefully which investments make the most sense, given the client’s whole financial picture.